Phone Insurance Site
helping you make the right decisions...
The most popular cell phone insurance companies
Cell phone insurance can be purchased from a variety of different companies. In fact, the very company where you get your cell phone will likely offer insurance to protect you against such things as losing your phone or having it stolen as well as damages that may incur when you drop or otherwise mishandle your cell phone.
If you purchase your cell phone through the popular cell phone companies such as Verizon, Sprint, Virgin Mobile and others, you may find that you can sign up for insurance for just a few dollars each month added to your monthly usage bill. Many cell phone companies provide a sort of blanket policy that will cover your cell phone for up to one year from the date that you purchased it. After this time however, if you lose or damage your phone, it will be your sole responsibility to replace it.
If you would rather not purchase insurance from your cell phone carrier, there are a variety of third party companies that provide cell phone insurance. Companies such as Square Trade, Lifestyle Services and Gadget Cover Insurance provide third party cell phone insurance that will protect you from things such as damage or lost cell phones.
What you will need to keep in mind when choosing a cell phone insurance provider are things such as the age of your phone, the type of cell phone that you have and the length of your contract with your usage provider. Many policies that help to protect your cell phone can be purchased for as little as just a couple of dollars each month, while other policies may run substantially higher depending on the factors surrounding your coverage.
The most popular reason that many cell phone users prefer to purchase their insurance through a third party provider is that these companies typically offer blanket coverage which is much less expensive in many cases. A blanket policy will protect you if your cell phone is ever lost or stolen and you can add other coverage aspects such as data recovery, software failure, SIM card protection and weather damage for just a few more dollars each month. Considering that the cost of cell phone insurance is much less than the cost of repairing or actually having to replace your cell phone, these policies are an excellent idea.
Using a third party cell phone insurance company will also allow you more leniency with the overall length of your contract as well as the starting date of your policy and many different payment options. If you were to purchase your cell phone through your cellular provider, you will likely be given only fifteen days or so after activation to purchase this insurance. Third party providers can begin your coverage policy at any time and typically offer lower monthly coverage costs and a multitude of different options for your coverage. Of course, the ultimate decision on where you purchase your cell phone insurance will be up to you and your personal preferences regarding cost and coverage.
Recommended web sites...
We're just an information-site, and are not trying to sell you any insurance. We try to be as complete as possible - but sometimes, we're just not. That's why, on each page, we list a number of web sites we suggest for further information on the topics we're talking about too!